Categories
News

House

the sale of an asset with positive money flow is an investment in another case, and this I do not say what keynes said. In conclusion when we buy a property are not making an investment we are making an Exchange. Now still practical we enunciemos the reasons because a House It is not an active: 1. you have to pay for public services 2. If you buy a house you want it furnish and purchase new appliances and other goods 3.

It is likely that you pay for additional services such as internet and TV cable 4. You have to pay taxes on this property or not this mortgaged 5. You have that make market in short your House is an obligation, an expenditure, i.e. your home each month takes money from your pocket, so your home is not an investment for the simple and simple reason that so you are valued will not receive cash for this until you sell it, and when this happens you must deduct fixed expenses and variable expenses and see what was your cash flow, this without counting the tax you need to pay on the sale of that property and the accumulated inflation. Another common misconception is that the long-term property root is valued, an against example is the current financial crisis from which we are leaving.

Now the question isn’t your home is an asset? But for whom represents your House an asset?, the answer to this questions is: the Bank keep in mind you if feel that he is living in the same, that property is Bank until you do not pay the penny. As a result with the above the middle class has been living in the illusion that buying a House is a safe investment, also do not have the factor that some day for any reason your income will decrease, either by inflation to quito to that family to purchase, you must pay more taxes or by that you has been dismissed from his job therefore their source of income has diminished and your home will not be you and yours will be evicted, in addition if there is a safe investment, i.e. If the risk were not the main variable in the investment process everyone would already be millionaires. Original author and source of the article.

Categories
News

Opportunities

On several occasions I found people who mentioned hopefully and give me the opportunity, initially seems logical to think that many people have not excelled or achieved their goals because it has not given them the opportunity, also I found with certain statements like the following opportunity only comes once, opportunities are bald if they find a sprig is necessary to cling to it with all the forcesall these claims are absurd, in fact the world is full of opportunities for those who know to look for them and not capitulate in the face of adversity, everytime we see another person that has achieved significant progress in an area of professional, personal, family, etc. Respect ourselves, we certainly have to reach a conclusion, that person did something different which has allowed a more satisfactory result. For many people accept this fact is extremely disturbing and begin to be justified, Juan has been lucky, if I I had placed in that position, what happens is that that area is better, etc. What happens is that these people don’t want to accept responsibility and admit that if they are in a certain situation is due to what they themselves have done either have failed to do. I remember that in where I lived, there were about 5 businesses that were exactly the same, conditions were similar, all to a main street bank, size and decoration of the premises was very similar, but one of the businesses was really successful and the others had results low or averages, what was the difference?, successful business had certain characteristics that differed from the competitionfor example, this business was open from 6: 30 a.m. while others opened up at 8: 30 a.m., the successful business working days were from Sunday to Sunday while the other only 6 days a week, the hour of closing of the successful business in general was later than the other business, all this coupled with the quality of service, how could someone tell that successful business has had luck?, see clearly that that sort of having their business customers crowded has been created, I can assure you that in a start that business wasn’t crowded customer, but the determination of having a service differentiated always was present in the mind of their owners. Our desire to joined our actions and decisions is capable of generating thousands of opportunities, in fact there are such extraordinary cases that people who did not have a single client then have to say, I’m sorry these 15 days I have my schedule completely saturated, have to wait until the third week, what has happened here is that that person came to an absolute conviction of the development of your business and due to that faith has managed to generate so many opportunities now given the luxury of discarding some, this happens and is still happening in the lives of millions of people who really want to change your life, opportunities exist in the thousands, only has to focus on creating them and bring them to their existence.

© 2011-2022 US-Brazil Business Opportunities All Rights Reserved